Texas Insurance Personal Lines Practice Exam
Personal Lines Property and Casualty
Personal Lines Property and Casualty is the narrower Texas property and casualty license, with its own exam. It is shorter than the General Lines P&C exam but tests the same kind of material, including the Texas auto and residual market rules.
- Questions
- 110
- Scored
- 100
- Time
- 120 min
- To pass
- a scaled score of 70
10 of those questions are unscored pretest items, mixed in without being marked. Answer every question as if it counts.
What exam day looks like
The exam is 110 questions in 120 minutes at a Pearson VUE test center. 100 are scored, 75 general and 25 Texas law, and 10 are unscored pretest items. Passing takes a scaled score of 70, not 70 percent correct.
| Part | Scored questions |
|---|---|
| General property and casualty | 75 |
| Texas law | 25 |
| Pretest, unscored | 10 more |
What the Texas portion covers
The Texas questions draw on licensing law, unfair practices and Texas property and casualty law. Expect auto policy rules such as personal injury protection, uninsured or underinsured motorist coverage and notice before cancellation or nonrenewal, along with TWIA, the Texas FAIR Plan and the Texas Automobile Insurance Plan Association.
After you pass
Apply to TDI within one year of passing, or the exam must be taken again. The TDI application fee is about 50 dollars and most applicants are fingerprinted through IdentoGO; confirm current fees at tdi.texas.gov. Appointments must be filed with TDI before you transact business.
Continuing education is 24 hours every two years, with 3 hours in ethics.
Common questions
- How is this different from General Lines P&C?
- It is a narrower license with a shorter exam: 110 questions in two hours, against 145 in two and a half hours for General Lines: Property and Casualty.
- Do I need a pre-licensing course?
- Not for the permanent license. The exam is the requirement. A one-time, 180-day temporary license also exists, cannot be renewed, and has its own conditions set by TDI.
- What score do I need?
- A scaled score of 70. It is reported on a scale, so it is not the same as 70 percent of the questions correct. Pretest questions are not scored.
Related practice tests
Guides
Exam structure and requirements change. Confirm current figures with the state authority and the exam vendor before relying on anything here.