Georgia Insurance Accident and Sickness Practice Exam
Accident and Sickness Agent
The Georgia Accident and Sickness license covers health, disability and accident coverage without the life lines. It is the health half of the combined life and health exam, with 30 of its 80 scored items on Georgia law.
- Questions
- 90
- Scored
- 80
- Time
- 120 min
- To pass
- 70 percent
10 of those questions are unscored pretest items, mixed in without being marked. Answer every question as if it counts.
What exam day looks like
The exam is 90 questions in 120 minutes, given by Pearson VUE at a test center. 80 of the questions are scored, and 30 of those are Georgia law. The passing score is 70 percent of the scored items.
| Detail | Accident and Sickness |
|---|---|
| Questions | 90 |
| Scored | 80 |
| Georgia items | 30 |
| Time | 120 minutes |
| Passing score | 70 percent |
What the Georgia material covers
Expect licensing law and unfair trade practices, the uniform provisions and form rules for individual accident and sickness policies, Medicare supplement, long-term care including its free look and lapse protection, the Long-Term Care Partnership, and the health side of the Georgia Life and Health Insurance Guaranty Association.
No Georgia life law appears on this exam, and practice on this license draws none.
Before and after the exam
The prelicensing course is 8 hours since June 2025. Holders of the CLU or FLMI designation are exempt from it. Apply through Sircon within 12 months of passing, and plan on 24 hours of continuing education every two years, at least 3 in ethics.
Common questions
- Can I sell life insurance with this license?
- No. Life insurance and annuities need the Life license or the combined Life, Accident and Sickness exam.
- How many prelicensing hours do I need?
- 8 hours since June 2025. Some sources still show the former 20-hour requirement.
- How long do I wait to retake the exam?
- 14 days after a first or second failed attempt, and 60 days after each attempt after that.
Related practice tests
Guides
Exam structure and requirements change. Confirm current figures with the state authority and the exam vendor before relying on anything here.