Georgia Insurance Life Practice Exam
Life Agent
The Georgia Life license covers life insurance and annuities without the health lines. It is the life half of the combined life and health exam, and more than a third of its scored items are Georgia law.
- Questions
- 90
- Scored
- 80
- Time
- 120 min
- To pass
- 70 percent
10 of those questions are unscored pretest items, mixed in without being marked. Answer every question as if it counts.
What exam day looks like
The exam is 90 questions in 120 minutes, given by Pearson VUE at a test center. 80 of the questions are scored, and 30 of those are Georgia law. The passing score is 70 percent of the scored items.
| Detail | Life |
|---|---|
| Questions | 90 |
| Scored | 80 |
| Georgia items | 30 |
| Time | 120 minutes |
| Passing score | 70 percent |
What the Georgia material covers
With 30 of 80 scored items on Georgia law, the state material weighs more here than on the combined exam. Expect licensing law and unfair trade practices, insurable interest and the insured's consent, replacement of life insurance, life advertising, required policy provisions, policy loans, group life conversion and the Georgia Life and Health Insurance Guaranty Association.
No Georgia accident and sickness law appears on this exam, and practice on this license draws none.
Before and after the exam
The prelicensing course is 8 hours since June 2025. Holders of the CLU or FLMI designation are exempt from it. Apply through Sircon within 12 months of passing, and plan on 24 hours of continuing education every two years, at least 3 in ethics.
Common questions
- Can I sell health insurance with this license?
- No. Health, disability and accident coverage need the Accident and Sickness license, through its own exam or the combined Life, Accident and Sickness exam.
- How many prelicensing hours do I need?
- 8 hours since June 2025. Some sources still show the former 20-hour requirement.
- What score do I need?
- 70 percent of the 80 scored items. The Georgia section counts toward that total and has no separate passing score.
Related practice tests
Guides
Exam structure and requirements change. Confirm current figures with the state authority and the exam vendor before relying on anything here.