How is this different from the Property and Casualty exam?

It is a narrower license with a shorter exam: 95 questions in two hours, against 135 questions in 150 minutes for Property and Casualty, which also covers commercial lines.

How many prelicensing hours do I need?

8 hours since June 2025, half the 16 hours required for Property and Casualty.

What score do I need?

70 percent of the 90 scored items. The Georgia section counts toward that total and has no separate passing score.

Georgia Insurance Personal Lines Practice Exam

Personal Lines Agent

Personal Lines is the narrower Georgia property and casualty license, covering personal auto, homeowners and related coverage for individuals and families. The exam is 95 questions, 15 of the scored items on Georgia law.

Questions: 95
Scored: 90
Time: 120 min
To pass: 70 percent

5 of those questions are unscored pretest items, mixed in without being marked. Answer every question as if it counts.

What exam day looks like

The exam is 95 questions in 120 minutes, given by Pearson VUE at a test center. 90 of the questions are scored, and 15 of those are Georgia law. The passing score is 70 percent of the scored items.

Detail	Personal Lines
Questions	95
Scored	90
Georgia items	15
Time	120 minutes
Passing score	70 percent

What the Georgia material covers

The Georgia section draws on the same property and casualty rules as the full Property and Casualty exam: cancellation and nonrenewal notice, binders, the FAIR Plan, uninsured motorist coverage and compulsory auto liability, alongside licensing law and unfair trade practices.

Before and after the exam

The prelicensing course is 8 hours since June 2025. Some sources still show the old 20-hour figure. Apply through Sircon within 12 months of passing, and plan on 24 hours of continuing education every two years, at least 3 in ethics.

Common questions

How is this different from the Property and Casualty exam?: It is a narrower license with a shorter exam: 95 questions in two hours, against 135 questions in 150 minutes for Property and Casualty, which also covers commercial lines.
How many prelicensing hours do I need?: 8 hours since June 2025, half the 16 hours required for Property and Casualty.
What score do I need?: 70 percent of the 90 scored items. The Georgia section counts toward that total and has no separate passing score.

Related practice tests

All Georgia insurance practice tests

Guides

Georgia Insurance License in 2026: 8-Hour Courses and the New 60 Percent Rule

Exam structure and requirements change. Confirm current figures with the state authority and the exam vendor before relying on anything here.